False. While the bankruptcy laws were tightened in 2005, you are still permitted to file for bankruptcy more than once, depending on when you filed and the type of bankruptcy.
In Chapter 7, you can receive a discharge once every 8 years, and in Chapter 13, you can receive a discharge every 2 years.
If you get discharged through Chapter 7, you have to wait 6 years before obtaining a discharge through Chapter 13.
If you obtain a Chapter 13 discharge, you must wait 4 years before getting a discharge through Chapter 7.
If your prior case was dismissed, there is typically no waiting period to re-file (although a case dismissed “with prejudice” will have a waiting period attached). In these situations, it is crucial to contact a knowledgeable bankruptcy attorney, as there are certain motions that must be filed in order to extend the bankruptcy protection in your current case.