student loan forgiveness

What Creditors Don’t Want You to Know About Bankruptcy

WHAT IS A #STUDENT #LOAN #LAWYER? A student loan lawyer is an attorney with advanced knowledge of student loan law, which includes the law for federal student loans, private student loans, and, occasionally, bankruptcy. They are uniquely…
pro se bankruptcy

Do Not File Bankruptcy Without An Attorney

Roughly 10% of bankruptcy filers nationally #file #without an #attorney. Representing yourself rather than using an attorney is called “pro se” and the percentage of consumers that choose to go this route for their Chapter 7 or 13 may…
eviction mortorium

Georgia Eviction Moratorium Extended to July 31, 2021

The #eviction #moratorium has been extended again - this time, through July 31 to try to stop a flood of evictions. According to the U.S. Census, some seven million tenants are currently behind on their rent. The Biden administration…
what is bankruptcy

What Exactly IS Bankruptcy?

Bankruptcy is one of the most misunderstood areas of the law. Bankruptcy is a legal process designed to help individuals and companies get a financial fresh start by discarding or making arrangements to repay unmanageable debt. It can also…

What Credit Card Companies Don’t Want You to Know!

Creditors and debt settlement companies make money by keeping you in debt. That’s why the don’t want you to know that under federal law you have a right to eliminate most, if not all, of your debt. Bankruptcy can eliminate your debt…
forbearance reduced

Forbearance Is Ending:Now What?

Forbearance will be ending for many next month. More than 2.5 million remained in forbearance plans as of late February. If your forbearance plan is ending soon you need to take action now. COVID forbearance can be extended As your…

Rebuilding Credit After Bankruptcy: 9 Steps to Good Credit

A bankruptcy gives you the relief of a clean financial slate — but also the worry that you’ll never have good credit again. This fear is unfounded and in about 12 months you should be well on your way to a good credit. Under the Fair…
reaffirmation agreement credit report

Reaffirming Debt and Reporting on Your Credit

When you #reaffirm a debt, you agree that you will still owe the debt after your bankruptcy case ends. Both the creditor’s lien on the collateral (which gives the creditor the right to take the property if you fail to pay as agreed) and…
refiling bankruptcy case

Refile Your Chapter 13 Bankruptcy Case the Right Way

Has your Chapter 13 case been dismissed? Are you unhappy with how the case was handled by your previous law firm? If so, you don't have to refile with them. You can start over with a new firm. TOP GEORGIA BANKRUPTCY LAWYERS Saedi…
chapter 13 over chapter 7

Why Chapter 13 Bankruptcy May Be the Better Choice Than Chapter 7

Most of the clients I meet with initially tell me that they want to file a #Chapter 7 #bankruptcy or else they won't file. Chapter 7 Bankruptcy, is a four-month process where as a Chapter 13 case can last from 36-60 months. Many clients…