WHY WE ARE THE #1 CHOICE FOR BANKRUPTCY REPRESENTATION IN GEORGIA
After struggling to pay your debts, you’re ready to consider bankruptcy. But when it’s time to contact a bankruptcy lawyer, how do you choose? Mega “bankruptcy mill” law firms advertise on TV and radio and others on billboards and bus stops.
Filing for bankruptcy is a very serious financial step, requiring excellent advice and the right representation.
Personality and professionalism matter, and — like anyone — a lawyer who appears terrific on paper can fall short in person. It’s critical that you trust that the person you hire will be working in your best interest. Look for the following three qualities during your consultation.
1. Your potential bankruptcy lawyer will discuss alternate resolutions to bankruptcy in Georgia.
Chapter 7, a complete cancellation of eligible debts, might not be the best or only way to deal with your financial problems. If there are other options, an ethical lawyer will present them.
A good bankruptcy attorney will be committed to providing potential clients with options, even with those options do not involve bankruptcy. Many times during a consultation we let potential clients know that they don’t have to file bankruptcy because they are “judgment proof”.
2. Your potential bankruptcy lawyer display a genuine passion for the process.
You wouldn’t have a heart operation performed by an indifferent surgeon, nor would you want the person representing you in bankruptcy court to be distant or aloof. Make sure that the lawyer you’re considering has a genuine passion for bankruptcy law and helping people.
We love it when clients ask us WHY we choose to dedicated our legal career to helping people in financial need! Founder and managing attorney Lorena Saedi can talk for hours on this topic!
3. Your potential bankruptcy lawyer will hear and understand you.
For most people, declaring bankruptcy is a painful decision. Because of the emotions involved, you’ll want your attorney to not just to have the proper credentials, but to exhibit a desire to understand your specific situation and goals. Your lawyer should possess empathy and a willingness to take the time to ask probing (sometimes difficult) questions.
Not all lawyers have great bedside (or court side) manners. Make sure you’re truly comfortable with that person and if all of your concerns were addressed. If you feel like a number rather than an individual move on to the next until you find one who treats you with some respect.
One More Thing to Consider: The Cost of Filing a Bankruptcy in Georgia
Lawyers, like most people, don’t work for free. While bankruptcy attorneys understand that consumers are having financial issues, they also need to be compensated for getting rid of all of these debts causing these issues.
Beware of bankruptcy mills that advertise heavily and crank out hundreds cases each month. Many of these firms have a few lawyers but a large number of legal assistants. For a simple run-of-the-mill case, that MAY be OK, but you don’t know when complications may arise and if they do, you want an attorney (not their assistant) to be there to help you.
On the flip side, don’t think that are getting more for hiring the most expensive lawyer in your area. For Chapter 13 cases, attorney fee caps are set by the courts. This means that, for the same price, the bankruptcy client can usually get an experienced, highly qualified lawyer for the same price as a novice attorney from a bankruptcy mill.