A bankruptcy gives you the relief of a clean financial slate — but also the worry that you’ll never have good credit again. This fear is unfounded and in about 12 months you should be well on your way to a good credit. Under the Fair Credit Reporting Act, a bankruptcy can remain on your credit reports for no more than ten years. A Chapter 13 bankruptcy stays on reports for up to seven years. A Chapter 7 bankruptcy is reported for the entire ten years. If your bankruptcy is dismissed, and you didn’t get a discharge, the bankruptcy will be reported for ten years. There are several ways to rebuild your credit after bankruptcy. I hope you enjoy the video and if you have any questions please don’t hesitate to contact Saedi Law Group.
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Saedi Law Group are experienced Georgia bankruptcy lawyers who have been helping Georgians file bankruptcy for over 19 years. We have filed thousands of bankruptcy cases here in Georgia and are in court every day fighting for our client’s rights against creditors. If you are currently struggling with overwhelming debt, or feel your financial situation will be severely stressed in the coming weeks, now is the best time to start looking at all options available to you.
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