• $0 Down Attorney Fees

    Wipe Our Your Debt. Get A Fresh Financial Start TODAY! Same Day Emergency Filing Always Available.

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FREE Consultation

Meet with an experienced attorney to review your financial situation either in person, by phone, or by video chat.

Low-Cost Flat Fee Pricing

We can keep our fees low because our business model leverages talent and technology. We pass these savings to you.

Personalized Service

Bankruptcy is a very personal matter and you deserve to work with the same attorney from start to finish on your case.

Case Guarantee

We back up our promises with a 100% money back case guarantee if your case is dismissed due to our error. We stand behind our legal services.

best atlanta bankruptcy attorney money back guarantee


When you retain our services you can expect that your case will be filed correctly. We appreciate your business and trusting us to guide you on the path to financial freedom. That is why we can promise you that we will do everything we can to assist you on this path to becoming debt free.

If we make a mistake in your petition that leads to you not receiving a discharge in your bankruptcy case we will refund you 100% of the attorney fees plus the filing fee.

Benefits of Filing Bankruptcy

  • Your debts are erased

    Bankruptcy can erase most common types of debt including debts from credit cards, medical bills, personal loans, lawsuits, utilities providers, and cell phones.

  • You Will Get a Fresh Start

    Filing for bankruptcy can help you get back on your feet and stay there. Once you get a fresh start you can start planning for your financial future.

  • Relieves the Stress of Debt

    Living with stress from debt is not normal. Relieving stress is a game changer and can get your life back to normal.

  • Instant relieft from creditors

    Bankruptcy prevents bill collectors from contacting you the moment you file your paperwork with the bankruptcy court. If debt collectors still attempt to reach out to you, the court could penalize them.

  • Allows you to focus on the future

    When you are saddled down with debts you are constantly trying to dig yourself our of a hole which never seems to get any better. Once you get rid of this debt you can focus on building your future.

  • Your Credit Score Will Improve If it’s Poor

    Most people who need to file for Chapter 7 already have a credit score below 600. Erasing their debts through the bankruptcy process gives them a clean slate, which can actually help improve their credit score.

  • Your Wages Won’t Be Garnished

    Wage garnishment occurs when creditors have a court order that allows for a portion of your paycheck to get sent to your creditors. However, once you file for bankruptcy, the automatic stay stops this from happening.

  • Prevent a Water, Gas, or Electricity Shut Off

    Because the automatic stay applies to utilities as well, bankruptcy can help you keep your water, gas, and electricity on.

  • Recover Your Suspended Driver’s License

    Sometimes people can have their driver’s license suspended for things like not paying parking tickets or driving without insurance. Filing for Chapter 7 can help you recover your driver’s license.

  • Stop a mortgage foreclosure, tax sale of your home, or eviction from an apartment

    As soon as you file for bankruptcy, the “automatic stay,” blocks all collection attempts being made by your bank lenders and landlords. This includes foreclosures.

  • Prevent a car from repossession

    If you are all caught up on the payments, the “automatic stay” generally prevents creditors from repossessing your car when you file for bankruptcy. If your car has already been repossessed but not auctioned, filing a Chapter 13 bankruptcy might help you get it back.

Drawbacks of Filing Bankruptcy

  • Listed on Your Credit Report

    A Chapter 7 bankruptcy will be on your credit report for 10 years while a Chapter 13 will be on your credit report for 7 years.

  • You Will Lose Your Credit Cards

    You’ll lose all your credit cards when you file bankruptcy. Once you get out though you can immediately open new accounts.

  • Bankruptcy won’t get rid of your student loan debt.

    Under the current law it is still almost impossible to get rid of your student loan debt.

  • You Will Have to Attend a Hearing

    Many people are terrified of court proceedings. While your bankruptcy hearing is NOT in a court room, it is still a hearing that you must attend. UPDATE- Due to COVID-19, all bankruptcy hearings are held by telephone so you call in to a conference call instead of physically attending!


Our firm understands that our clients have busy lives and many times it is easier to review this very personal situation from the privacy and comfort of their homes or offices.  Our video conferencing meeting with managing attorney Lorena Saedi has been our most popular form of client meeting due to this reason.

We are happy to review the pros and cons of filing bankruptcy as it applies to your personal financial situation.

Just like a regular in person consultation, you will complete an initial intake form. Once that is completed we then call you to review and finish up the call with a video chat. Just like a regular consultation, you will review any questions with Attorney Saedi and she will go over the process. If you decide to move forward with the filing your documents will be sent to you review.  Once you have reviewed your documents and all edits have been implemented we will then provide you with the final documents to review and sign online through our secure electronic signature program.


If you have an Iphone we can do a FaceTime chat and if you have an Android phone we can chat using DUO. We can also do video chats through SKYPE, FaceBook Messenger, or Zoom. The process is quick and easy!

You will ONLY meet with founder and managing attorney Lorena Saedi. Ms. Saedi has been practicing bankruptcy law here in Georgia for over 19 years.

Clients have busy lives and busy schedules. With today’s technology it is easy to accommodate your schedule and preference if you would rather do a video consult as opposed to driving to an attorney’s office. We kept seeing clients from areas outside of Atlanta that had been charged higher fees and received less than perfect service just because they went to the closest attorney instead of the best. We are passionate about providing superior bankruptcy service to each and every client.  Although we offer 10 office locations to meet with clients we cannot have an office in every county in Georgia so by conducting video consults we are able to offer our services to clients in every county in Georgia.

Yes. There is NO difference in regards to the confidentiality laws. If you meet with an attorney in person or if you meet with an attorney on a video call you have the same rights.

Your attorney will prepare your petition and email you the draft to review. Once you get back to the attorney with any edits or changes the attorney will email you petition to review and sign online. You will have the same attorney access and responsiveness from our office as a client that came in to meet with an attorney.

No problem! We have over 10 office locations to meet with clients in Georgia. Just let us know the closest office to you and we can schedule an appointment at any time before or after your case is filed.

Easy 3 Step Process to File Your Case


Just considering bankruptcy is scary for most of the people we meet. For the majority of our clients, the cause of their debt is usually out of their control. Job loss, divorce, medical issues, or a few bad financial choices in their younger days are some of the reasons that our clients seek out our assistance in order to stop feeling overwhelmed, ashamed, and guilty because of their debt.

Our team is here to walk you through all bankruptcy and non-bankruptcy options to resolve these issues. Should you file for bankruptcy? How long does it take for your credit to recoverWhat is Chapter 13What is Chapter 7?

Saedi Law Group is comprised of some of the best bankruptcy attorneys in Atlanta and are here to answer these questions (and more) when you meet with us.

It’s never fun to consider declaring bankruptcy. But, believe it or not, bankruptcy can be a smart financial decision in certain situations.

Bankruptcy is designed to give people a fresh start when they need one. And if you file for bankruptcy, you’re taking a big step towards getting your finances under control. That’s always a responsible goal.

Filing bankruptcy doesn’t have to be scary!  Once you have the necessary information and a plan you can get started on a new financial life.  Here in Georgia, filing bankruptcy could:

Don’t Become Just Another Case Number at a Bankruptcy Mill Law Firm! Hire Us and See the Difference!



  • You work with the same attorney from start to finish on your case.
  • I have over 20 years practicing as a consumer bankruptcy attorney.
  • I personally review, approve, and file every case that is filed by my office.
  • We offer easy and affordable payment plans and NEVER sell your account to a third party.
  • My firm does not still use the old stuffy outdated law firm model. Our firm services are build around the client.
  • We are not a “bankruptcy mill”. We will give your case the personal attention and detail that it deserves.
  • My clients are seen on time for their appointment. No waiting. We respect your time. We also offer video chats.
  • My Chapter 13 clients are not required to have an employer deduction and notify their employer of their bankruptcy.
  • My firm offers a monthly tax clinic to assist our clients with tax returns and tax issues.
  • My firm has filed thousands of cases and we have always been committed and dedicated to fighting for our clients rights.
  • My firm provides a 100% money back guarantee for all cases if our error causes case a dismissal.
georgia bankruptcy lawyer lorena saedi

Saedi Law Group Has Been Protecting Georgia Consumers for Over 20 Years


“I was not only facing foreclosure but I was also underwater on my home.  Saedi Law Group stripped my second mortgage off and allowed be to stop the sale of my home.  Great team and they are always responsive to my questions.   Thank you guys for being so nice and holding my hand through this!”

“I was facing a garnishment and I realized that my debt had gotten out of hand. I was a mess when I met with Saedi Law Group but they were super sweet and kind.  These lawyers care about their clients.  I have never been so impressed.  Thank you Saedi Law Group for helping me start over.”

Bankruptcy Services That We Provide

Deciding to file for bankruptcy is difficult but before you start the process, speak to a bankruptcy expert who can guide you through the correct process.

Chapter 7: $0 Down Attorney Fees and $78.00 Court Filing Fee

Chapter 7 allows consumers to wipe out most unsecured debt if they qualify income wise and don’t have assets with too much equity. We offer payment plans that work with every budget. An experienced attorney can run a means test review to ensure that you qualify.

A Chapter 7 case typically lasts from 4-5 months and then you receive a discharge. Clients are able to rebuild their credit immediately coming out of a their case and typically see their credit back to a “good” rating in about 12 months.

Chapter 13: $0 Down Attorney Fees and $78.00 Court Filing Fee

Chapter 13 bankruptcy is a debt consolidation repayment plan that allows consumers to restructure their debts on their own terms in a 36-60 month repayment plan. If you are facing foreclosure, repossession, or tax problems then Chapter 13 may be the best choice for you.

There are many reasons why you may want to consider 13 instead of chapter 7 so review your case with our firm and we can provide you with options.

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Our office can file same day bankrutpcy cases for any emergency cases! Contact our office immediately for assistance.

© 2024 Saedi Law Group LLC. All Rights Reserved. LEGAL DISCLAIMER: We are a debt relief agency. We help people obtain relief from their creditors by filing for bankruptcy. Nothing posted on this website shall constitute legal advice. If you need legal advice please contact our office to schedule an appointment. No attorney client relationship exists until we have a written contract.