Saedi Law Group understands that filing for bankruptcy can be stressful and that there may be circumstances in which people have no money to start their case. They have a job and are able to make their case work but at that specific moment the don’t have the filing fee.

Many people want their cases filed immediately to stop garnishments, repossessions and collector calls, but can’t easily come up with the full fee in advance. While most attorneys want to help, most will not file a petition unless they are paid in full. That’s why we offer $0 down bankruptcy.

Trying to put together several thousand dollars for an attorney fee may take months to years for someone who is trying to file a bankruptcy. Sometimes our clients cannot wait that long. Sometimes our clients need relief NOW. That’s why we try to maintain several funding options for our clients.

In many cases, the best course of action would be to file a Chapter 13 bankruptcy. Chapter 13 allows you to pay your attorney fee over time through a Chapter 13 plan. This would give you immediate relief even though you haven’t paid the attorney fee yet. Sometimes though, Chapter 13 is not feasible for someone. In cases where a Chapter 7 bankruptcy is your best option, we have $0 down options as well.